Peloton Offering 0% Financing On All Loans (Including 3+ Year Terms) Through January 9, 2024

Peloton is currently offering 0% financing for all term lengths for a limited time. The Peloton financing page (affiliate link) has been updated to promote the temporary offer, which ends on January 9, 2024.

Peloton financing page promoting limited time 0% financing offer.
Peloton financing page promoting limited time 0% financing offer.

Peloton has financing term lengths of 12, 24, 39, or 43 months. Typically only the 12 month term allows 0% financing, whereas the 24, 39, and 43 month term options have annual percentage rates (APR) of 5% or higher. However, through January 9, 2024 Peloton is allowing customers to sign up for a 0% APR on 24, 39, and 43 month term lengths as well.

This offer applies to Black Friday & Cyber Monday sales as well, which are active through November 28. The deals page of the Peloton website has been updated to include a note promoting the limited time offer for all devices, stating: “Financing from 0% APR¹ starting at $0 down on all term lengths.”

Peloton deals page with financing offer listed under each device.
Peloton deals page with financing offer listed under each device.

It remains to be seen whether this 0% financing on all term lengths will include the Tread+, which is slated to resume sales in December – but we will share updates as they become available. When the Peloton Row was first released, it was not eligible for any financing at all (though it was added two months after launch).

Peloton provides financing through both Affirm and Citizens Pay. Citizens Pay was only added earlier this year, and you can read about the differences between the two options via our overview article.

For more information about Peloton’s limited time 0% financing option, check out the financing page of the Peloton website.


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Katie Weicher
Katie Weicher is a writer for Pelo Buddy. She purchased her Peloton Bike in 2016 and has been riding, strength training, and yoga flowing ever since. You can find her on the leaderboard at #kweich.

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