Peloton is currently offering 0% financing for all term lengths for a limited time. The Peloton website has been updated to promote the temporary offer, which ends on April 30, 2025.

Peloton has financing term lengths of 12, 24, or 36 months. In recent years, only the 12 month term allows 0% financing, whereas the 24 and 36 month term options have annual percentage rates (APR) of 5% or higher. However, through April 30, 2025 Peloton is allowing customers to sign up for a 0% APR on 24 and 36 month term lengths as well.

The offer applies to the following hardware devices: Bike, Bike+, Tread, Tread+, Row and Refurbished Bikes.
Peloton provides financing through Affirm in the US; Peloton previously provided a financing option through Citizens Pay as well, but that was terminated last year.
Peloton holds this 0% financing promotion every so often, but this is the first time they have done so in 2025.
For more information about Peloton’s limited time 0% financing option, check out the financing page of the Peloton website (affiliate link) and be sure to take advantage by April 30 if interested.
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