Peloton has launched a new limited-time financing promotion: 0% APR financing for all term lengths, including 24 and 36 month terms, through May 12, 2026.
These deals are available on the Peloton website (affiliate link).
Peloton is positioning this as a tax season offer, with banner messaging on the homepage reading: “Limited time: Make your tax return count with financing plans from 0% APR on up to 36 months.”
Peloton’s 0% financing is normally only available on 12 month terms. The 24 and 36 month terms typically carry an APR of 4.99% or higher, depending on credit eligibility. Limited-time promotions like this one, where 0% APR is extended to all term lengths, are how Peloton has historically made longer financing terms more attractive to buyers.
The offer applies to the following devices:
- Cross Training Bike: as low as $47.08/mo over 36 months ($1,695 total)
- Cross Training Bike+: as low as $74.86/mo over 36 months ($2,695 total)
- Cross Training Tread: as low as $91.53/mo over 36 months ($3,295 total)
- Cross Training Tread+: as low as $185.97/mo over 36 months ($6,695 total)
- Cross Training Row+: as low as $97.08/mo over 36 months ($3,495 total)
- Refurbished Peloton Bike: as low as $31.81/mo over 36 months ($1,145 total)
- Refurbished Peloton Bike+: as low as $55.42/mo over 36 months ($1,995 total)
Approval is subject to a credit check and eligibility, and a down payment may be required for some buyers. The offer is only valid in the United States. The Peloton All-Access Membership ($49.99/month) is separate from any device purchase and financing, as always.
Peloton runs 0% APR financing promotions like this several times a year, often around major shopping moments. Recent examples include Black Friday 2025, and a very similar tax season promotion last spring that ran through April 30, 2025.
Peloton currently offers financing exclusively through Affirm in the US, after previously also offering financing through Citizens Pay, which was discontinued in 2024.
The 0% APR offer ends May 12, 2026. To take advantage of this offer, you can begin the process on the Peloton website .
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