Peloton is adding an extra incentive to their Black Friday deals, and is offering 0% financing on all loan lengths – in addition to $0 down being required.
Update – Peloton extended this offer until the extended Black Friday deadline (December 8th), and then extended it to the end of their holiday sale (December 29th).
While Peloton offers loan lengths of varying lengths (currently 12, 24, and 36 months), typically, only the 12 month loan comes with a 0% interest rate. The 24 and 36 month will typically come with some type of higher interest rate.
However, in tandem with their discounts on Cross Training Bikes, Rows, and Treads for Black Friday – Peloton is temporarily expanding their 0% financing offering to also apply to their 24 and 36 month loans.
At this time, the 0% financing offer is due to end on December 2nd, 2025.
This is stackable with the Black Friday discounts – in other words, you can get the sale price on the hardware, while also financing it for 36 months with no interest.
Peloton is advertising this offer as follows:
$0 down. 0% APR. Zero holding back. Take home the Cross Training Series today with $0 down and 0% APR on all plans. With flexible monthly terms and Black Friday deals of up to $1,300 off, you can start unlocking your peak performance today—not someday.
You can find full details & terms on the Peloton financing page.
In the US, Peloton’s financing is done with Affirm.
You can see more details about Peloton’s Black Friday sales here.
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